Focus on the innovative pocket cashier to create a dual engine for payment and finance services

As China accelerates the implementation of the innovation-driven development strategy, the wave of innovation has swept across the country, and for enterprises, innovation is the driving force for the company's growth and development. In the process of actively embracing the new normal of innovation and development, we are deeply engaged in the financial industry.

Payment engine, power 澎湃

With the popularity of the mobile Internet, the traditional way of collecting cash can not meet the diverse payment needs of consumers. Now the merchant cashier, not only to collect cash, credit card, invoice, but also to constantly verify various group purchase coupons, to deal with customers on the mobile phone flash, WeChat payment, Alipay payment and so on. At the peak of the meal, the checkout counter was always crowded, and the checkout became a block point in the entire restaurant service process. Excessive time not only affects the customer's feelings, but also affects the restaurant's turnaround rate.

In the early days, the pocket cashier put forward the slogan “Let the service return to every table”. The terminal product code pos is only the size of the credit card, which is convenient for the waiter to carry, and the staff can carry out the group purchase verification and scan code in front of the table. Payment and other services. The waiter informs the cashier of the service content and name, station number, amount and other information in small ticket form. The cashier does not need to open any back-end webpage, and can complete the cashier confirmation and enter the cashier system by small ticket.

In addition to the code pos, the innovative products such as smart pos and electronic card that have been developed in the following are more perfect for the merchants to pay the cash register system.

Of course, in the era of payment, marketing, pocket cashier payment products have the function of consumer real evaluation collection and coupon issuance, consumption payment, evaluation collection, issuing coupons, re-consumption, and creating a closed-loop system of merchant services.

Financial engine, credit driven

If the payment product is the basis of the merchant service, then the financial product "pocket money" is the upgrade of the merchant service.

“Pocket is rich” is a financial service platform focused on offline merchants created by pocket cashiers. With the characteristics of low threshold, convenience, high quota and low pressure, under the intelligent risk control system of pocket cashier, the merchants who have already cooperated to pay for the product, the POS receipt flow provides credit basis for “pocket money”.

At present, the main products of the pocket cashier are pocket money, and the real catering merchants who cooperate with the pocket cashier can apply for pocket money when they enter the network. Under the risk control intelligent assessment model, the merchants have already known that the first application can get up to 500,000 loans and easily plan funds.

"Pocket has money" Pure credit, no mortgage, truly credit is value, one credit, recycling.

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