Network coverage and service time were once the main factors limiting banks' ability to provide more comprehensive services to customers. Guangfa Bank solved this problem through business model innovation and technological innovation. Since the end of last year, Guangfa Bank has set up a community bank in Guangdong Province to form a “customer-centered†three-dimensional smart financial service system, and to open up the “last mile†of Inclusive Finance.
The author has recently learned that in order to meet the working hours of the public, Guangfa Community Bank has adjusted its business hours to 9:30-21:30 to facilitate customers to handle personal business at night. The professional account manager in the manual service area provides daily financial business consulting services, and also handles various non-cash banking services such as loans, wealth management and VIP service signing for residents. The vtm video teller machine in the intelligent financial service area enables customers to experience 24-hour one-to-one remote service through video equipment.
At the same time, Guangfa Bank also launched a “cloud flash payment†service based on hce technology and cloud payment technology. Through this service, customers can pay directly for the New Year shopping by simply swiping them on the pos machine with their mobile phones.
According to reports, "Cloud Flash Payment" compared to the traditional mobile payment products, no need to purchase additional hardware, no need to go to the counter to re-open the card, only customers need to hold the "UnionPay" logo of the GF credit card, with hce The function of the Android phone (Note: android4.4.2 version and above, support nfc) to verify the card validity, you can apply to bind the credit card to the phone. The customer's mobile phone turns into a chip credit card, and the mobile phone is placed offline with a "flash payment"
The pos machine identified, after hearing the "click", easily complete the payment.
According to the relevant staff of the Network Finance Department of Guangfa Bank, the “cloud flash payment†application and transaction process are very convenient. At the same time, “Cloud Flash Pay†adopts cloud storage + tokenization technology to encrypt and store key information such as transaction vouchers in the cloud. When paying, it can automatically download temporary transaction vouchers through mobile banking to form a closed loop of transaction information. The isolation of the environment ensures the security of payment.
A Nightstand, alternatively night table or bedside table, is a small table or cabinet designed to stand beside a bed or elsewhere in a bedroom. It serves the role of a Coffee Table during nighttime hours, at a person's bedside. Before indoor flushing toilets became commonplace, the main function of a nightstand was to contain a chamber pot.
As a result, early nightstands were often small cabinets, sometimes fitted with a drawer, and usually containing an enclosed storage space below covered by one or more doors. Another term sometimes given to such cabinets was commode. Traditional nightstand showing space for a chamber pot Modern nightstands are usually small bedside tables, often with a drawer.
They are often used to support items that might be useful during the night, such as a lamp, alarm clock, mobile phone, desktop intercom, reading matter, a glass of water, medication, or condoms. French, Italian and Spanish antique nightstands usually have one drawer and an enclosed storage space with one door. They can be embellished with gold leaf finish, bronze or parquetry inlaid.
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